> ## Documentation Index
> Fetch the complete documentation index at: https://docs.jelou.ai/llms.txt
> Use this file to discover all available pages before exploring further.

# Coverage and pricing

> Supported country, payment methods, reference fees, and payout times for Conekta in Mexico.

Conekta is available in Mexico through the Brain Studio integration to start collections via **embedded WebView checkout**.

In this guide you will see:

* Which country you can operate in.
* Which payment methods may be available.
* Reference provider fees.
* Payout times and commercial considerations.

***

## Coverage and payment experience

<AccordionGroup>
  <Accordion title="🇲🇽 Mexico">
    **Currency:** MXN<br />
    **Experience:** Embedded WebView checkout<br />
    **Required account:** Active Conekta account enabled to receive payments<br />

    Conekta Mexico lets you run commercial collections in Mexican pesos. To use it in Brain Studio, the merchant must have valid credentials and an account enabled for production.

    ### Available payment methods

    Conekta may show the payment methods enabled for the merchant in checkout, including:

    * Credit and debit cards
    * Apple Pay and Google Pay
    * SPEI transfers
    * Conekta Efectivo (OXXO and other payment points)
    * BBVA Direct Payment
    * BNPL, subject to commercial availability

    <Note>
      Final payment method availability depends on the plan, commercial model, and active configuration in the merchant's Conekta account.
    </Note>
  </Accordion>
</AccordionGroup>

***

## Reference fees

Fees depend on the plan and commercial terms contracted with Conekta.

<Warning>
  These values are reference only and may vary by plan, volume, industry, commercial agreements, or current provider conditions. Always confirm applicable fees directly in your Conekta account or contract.
</Warning>

| Method / model                                      | Reference fee                                           |
| --------------------------------------------------- | ------------------------------------------------------- |
| Credit / debit cards                                | 3.4% + MXN 3.00 + VAT per successful transaction        |
| Conekta Efectivo — retail, eCommerce, and others    | 2.6% + MXN 3.00 + VAT per successful transaction        |
| Conekta Efectivo — financial services and insurance | MXN 16.00 + VAT per successful transaction              |
| SPEI transfer                                       | MXN 12.50 + VAT per successful transaction              |
| Meal vouchers                                       | 4.4% + MXN 3.00 + VAT per successful transaction        |
| BNPL / installment payments                         | Variable depending on provider and commercial agreement |
| BBVA Direct Payment                                 | To be confirmed with Conekta                            |

<Note>
  For Conekta Efectivo, a minimum fee of MXN 5.40 + VAT may apply. Some payment points may charge a fee to the end customer at the counter.
</Note>

***

## Settlement and payout

Payout times may vary by commercial model and payment method used.

| Model / method                      | Payout reference                                          |
| ----------------------------------- | --------------------------------------------------------- |
| First deposit                       | Up to 10 business days after the first successful payment |
| Cards                               | According to account configuration and contract           |
| SPEI transfer                       | According to account operating cycle                      |
| Conekta Efectivo at stores          | Wednesday of the week following the transaction           |
| Conekta Efectivo at BBVA Practicaja | Next business day                                         |

<Note>
  Some payment methods may settle with additional delays. Validate actual payout times in your Conekta account.
</Note>

***

## Important considerations

* Conekta Mexico operates in **MXN**.
* Payment method availability depends on what is enabled for your merchant.
* Fees and payout times may vary according to the plan and current Conekta conditions.
* Test environment trials do not replace validation with production credentials before going live.

***

## Next step

<Card title="Usage and configuration" href="/en/guides/integraciones/pagos/proveedores/conekta/uso-y-configuracion" icon="gear">
  Configure the Conekta node in Canvas and test payments using test or production credentials.
</Card>