> ## Documentation Index
> Fetch the complete documentation index at: https://docs.jelou.ai/llms.txt
> Use this file to discover all available pages before exploring further.
# Coverage and pricing
> Supported countries, checkout experience by country, and reference fees for Mercado Pago.
Mercado Pago is available in multiple Latin American countries through the Brain Studio integration.
In this guide you will find:
* Which countries you can operate in.
* What the checkout looks like in each country.
* What payment methods are available.
* Reference fees by country.
***
## Coverage by country and payment experience
**Currency:** CLP
**Mercado Pago Wallet:** Available
**Notable local methods:** β
* Credit / debit / prepaid cards
* Payment with Mercado Pago account
**Currency:** MXN
**Mercado Pago Wallet:** Available
**Notable local methods:** SPEI, OXXO
* Credit / debit cards
* SPEI transfer
* Cash payment (OXXO)
**Currency:** COP
**Mercado Pago Wallet:** Available
**Notable local methods:** PSE, Bancolombia
* Credit / debit / prepaid cards
* PSE
* Bancolombia
**Currency:** PEN
**Mercado Pago Wallet:** Available
**Notable local methods:** Yape, PagoEfectivo
* Credit cards
* Debit cards
* Transfer via PagoEfectivo
* Yape
**Currency:** BRL
**Mercado Pago Wallet:** Available
**Notable local methods:** Virtual CAIXA debit
* Credit card
* Virtual debit card
* PIX
**Currency:** ARS
**Mercado Pago Wallet:** Available
**Notable local methods:** Pago FΓ‘cil, Rapipago
* Credit / debit cards
* Cash payment (Pago FΓ‘cil, Rapipago)
**Currency:** UYU
**Mercado Pago Wallet:** Available
**Notable local methods:** Redpagos, Abitab
* Credit / debit / prepaid cards
* Cash payment (Redpagos, Abitab)
The final availability of payment methods depends on the active configuration in the merchant's Mercado Pago account.
***
## Reference fees
Commissions depend on the country and the settlement period chosen in the Mercado Pago account.
These values are **reference only** and may vary by merchant category, volume, active promotions, and settlement period configuration.
Always confirm current rates directly in your Mercado Pago panel.
| Country | Modality | Reference commission |
| --------- | ---------- | -------------------- |
| Peru | Instant | 3.49% + S/ 1.00 |
| Peru | In 14 days | 3.29% + S/ 1.00 |
| Colombia | Instant | 3.29% + COP \$800 |
| Colombia | In 7 days | 2.99% + COP \$800 |
| Colombia | In 14 days | 2.79% + COP \$800 |
| Mexico | Instant | 3.49% + VAT |
| Mexico | In 14 days | 3.19% + VAT |
| Chile | Instant | 3.19% + VAT |
| Chile | In 10 days | 2.89% + VAT |
| Brazil | Instant | Variable (\~4% β 5%) |
| Argentina | Instant | 6.29% + VAT |
| Argentina | In 10 days | 4.39% + VAT |
| Uruguay | Instant | 5.99% + VAT |
| Uruguay | In 21 days | 4.99% + VAT |
***
## Important considerations
* The commission may vary depending on the chosen settlement period.
* Some payment methods may have differentiated commissions.
* Promotions or commercial agreements may modify the standard rates.
* Conditions may change without prior notice by Mercado Pago.
If your business model critically depends on the commission, always validate the rates with your account manager or directly in your panel before going live.