Remember that Brain Studio works with the BYOK (Bring Your Own Keys) model: you use your credentials, funds are settled in your provider account, and Brain Studio orchestrates the flow and exposes the transaction status.
Brain Studio cost
- Production
- Test mode
- What it includes
$0.10 USD per approved transactionThe cost applies only when the provider confirms a transaction as successful:
- ✅ Approved transaction: $0.10 USD
- ❌ Rejected transaction: No charge
- ⏳ Pending transaction: No charge
When is it charged
The charge applies only when the transaction is approved by the provider.Scenarios that consume credits
- ✅ Approved transaction → Consumes $0.10 USD
- 🔄 Transaction retry → Only consumes if the result is approved
Scenarios that do NOT consume credits
- ❌ Rejected transaction (declined card, insufficient funds, etc.) → Does not consume
- ⏳ Pending transaction (cash, unconfirmed transfers, etc.) → Does not consume until it is confirmed
- 🧪 Test/sandbox mode → Does not consume
- ⚠️ Error before reaching the provider (failed validation, invalid credentials) → Does not consume
- 🚫 User abandons without initiating payment (no request was generated to the provider) → Does not consume
The charge only applies when the provider confirms a transaction as approved. If the transaction fails, remains pending, or never reaches the provider, no credit is consumed.
Brain Studio vs. Payment provider
It is important to distinguish Brain Studio costs from provider fees:| Aspect | 🧠 Brain Studio | 💳 Payment provider |
|---|---|---|
| Cost | Fixed $0.10 USD | Variable |
| Why it is charged | Only for approved transactions | Depends on the country |
| Dependency on amount | Independent of amount | Depends on payment method |
| Predictability | Predictable and transparent | Depends on monthly volume |
| What it covers | Orchestration and infrastructure | Charged in your provider account |