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Payment transactions processed with production credentials consume Brain Studio credits. This cost is additional and separate from the commissions charged by your payment provider (Stripe, Mercado Pago, etc.).
Remember that Brain Studio works with the BYOK (Bring Your Own Keys) model: you use your credentials, funds are settled in your provider account, and Brain Studio orchestrates the flow and exposes the transaction status.

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Brain Studio cost

$0.10 USD per approved transactionThe cost applies only when the provider confirms a transaction as successful:
  • ✅ Approved transaction: $0.10 USD
  • ❌ Rejected transaction: No charge
  • ⏳ Pending transaction: No charge

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When is it charged

The charge applies only when the transaction is approved by the provider.

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Scenarios that consume credits

  • ✅ Approved transaction → Consumes $0.10 USD
  • 🔄 Transaction retry → Only consumes if the result is approved

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Scenarios that do NOT consume credits

  • ❌ Rejected transaction (declined card, insufficient funds, etc.) → Does not consume
  • ⏳ Pending transaction (cash, unconfirmed transfers, etc.) → Does not consume until it is confirmed
  • 🧪 Test/sandbox mode → Does not consume
  • ⚠️ Error before reaching the provider (failed validation, invalid credentials) → Does not consume
  • 🚫 User abandons without initiating payment (no request was generated to the provider) → Does not consume
The charge only applies when the provider confirms a transaction as approved. If the transaction fails, remains pending, or never reaches the provider, no credit is consumed.

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Brain Studio vs. Payment provider

It is important to distinguish Brain Studio costs from provider fees:
Provider commissions (Stripe, Mercado Pago, etc.) are charged directly in your provider account and vary by country, payment method, and volume.Consult the Coverage and pricing pages of each provider for reference rates: