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Mercado Pago is available in multiple Latin American countries through the Brain Studio integration. In this guide you will find:
  • Which countries you can operate in.
  • What the checkout looks like in each country.
  • What payment methods are available.
  • Reference fees by country.

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Coverage by country and payment experience

Currency: CLP Mercado Pago Wallet: Available Notable local methods: —
  • Credit / debit / prepaid cards
  • Payment with Mercado Pago account
Mercado Pago checkout experience in Chile inside WhatsApp WebView
Currency: MXN Mercado Pago Wallet: Available Notable local methods: SPEI, OXXO
  • Credit / debit cards
  • SPEI transfer
  • Cash payment (OXXO)
Mercado Pago checkout experience in Mexico inside WhatsApp WebView
Currency: COP Mercado Pago Wallet: Available Notable local methods: PSE, Bancolombia
  • Credit / debit / prepaid cards
  • PSE
  • Bancolombia
Mercado Pago checkout experience in Colombia inside WhatsApp WebView
Currency: PEN Mercado Pago Wallet: Available Notable local methods: Yape, PagoEfectivo
  • Credit cards
  • Debit cards
  • Transfer via PagoEfectivo
  • Yape
Mercado Pago checkout experience in Peru inside WhatsApp WebView
Currency: BRL Mercado Pago Wallet: Available Notable local methods: Virtual CAIXA debit
  • Credit card
  • Virtual debit card
Mercado Pago checkout experience in Brazil inside WhatsApp WebView
Currency: ARS Mercado Pago Wallet: Available Notable local methods: Pago Fácil, Rapipago
  • Credit / debit cards
  • Cash payment (Pago Fácil, Rapipago)
Mercado Pago checkout experience in Argentina inside WhatsApp WebView
Currency: UYU Mercado Pago Wallet: Available Notable local methods: Redpagos, Abitab
  • Credit / debit / prepaid cards
  • Cash payment (Redpagos, Abitab)
Mercado Pago checkout experience in Uruguay inside WhatsApp WebView
The final availability of payment methods depends on the active configuration in the merchant’s Mercado Pago account.

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Reference fees

Commissions depend on the country and the settlement period chosen in the Mercado Pago account.
These values are reference only and may vary by merchant category, volume, active promotions, and settlement period configuration. Always confirm current rates directly in your Mercado Pago panel.
CountryModalityReference commission
PeruInstant3.49% + S/ 1.00
PeruIn 14 days3.29% + S/ 1.00
ColombiaInstant3.29% + COP $800
ColombiaIn 7 days2.99% + COP $800
ColombiaIn 14 days2.79% + COP $800
MexicoInstant3.49% + VAT
MexicoIn 14 days3.19% + VAT
ChileInstant3.19% + VAT
ChileIn 10 days2.89% + VAT
BrazilInstantVariable (~4% – 5%)
ArgentinaInstant6.29% + VAT
ArgentinaIn 10 days4.39% + VAT
UruguayInstant5.99% + VAT
UruguayIn 21 days4.99% + VAT

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Important considerations

  • The commission may vary depending on the chosen settlement period.
  • Some payment methods may have differentiated commissions.
  • Promotions or commercial agreements may modify the standard rates.
  • Conditions may change without prior notice by Mercado Pago.
If your business model critically depends on the commission, always validate the rates with your account manager or directly in your panel before going live.