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Mercado Pago is available in multiple Latin American countries through the Brain Studio integration. In this guide you will find:
  • Which countries you can operate in.
  • What the checkout looks like in each country.
  • What payment methods are available.
  • Reference fees by country.

Coverage by country and payment experience

Currency: CLP Mercado Pago Wallet: Available Notable local methods:
  • Credit / debit / prepaid cards
  • Payment with Mercado Pago account
Mercado Pago checkout experience in Chile inside WhatsApp WebView

Official Mercado Pago checkout in Chile (WebView in WhatsApp)

Currency: MXN Mercado Pago Wallet: Available Notable local methods: SPEI, OXXO
  • Credit / debit cards
  • SPEI transfer
  • Cash payment (OXXO)
Mercado Pago checkout experience in Mexico inside WhatsApp WebView

Official Mercado Pago checkout in Mexico (WebView in WhatsApp)

Currency: COP Mercado Pago Wallet: Available Notable local methods: PSE, Bancolombia
  • Credit / debit / prepaid cards
  • PSE
  • Bancolombia
Mercado Pago checkout experience in Colombia inside WhatsApp WebView

Official Mercado Pago checkout in Colombia (WebView in WhatsApp)

Currency: PEN Mercado Pago Wallet: Available Notable local methods: Yape, PagoEfectivo
  • Credit cards
  • Debit cards
  • Transfer via PagoEfectivo
  • Yape
Mercado Pago checkout experience in Peru inside WhatsApp WebView

Official Mercado Pago checkout in Peru (WebView in WhatsApp)

Currency: BRL Mercado Pago Wallet: Available Notable local methods: Virtual CAIXA debit
  • Credit card
  • Virtual debit card
  • PIX

Official Mercado Pago checkout in Brazil (WebView in WhatsApp)

Currency: ARS Mercado Pago Wallet: Available Notable local methods: Pago Fácil, Rapipago
  • Credit / debit cards
  • Cash payment (Pago Fácil, Rapipago)
Mercado Pago checkout experience in Argentina inside WhatsApp WebView

Official Mercado Pago checkout in Argentina (WebView in WhatsApp)

Currency: UYU Mercado Pago Wallet: Available Notable local methods: Redpagos, Abitab
  • Credit / debit / prepaid cards
  • Cash payment (Redpagos, Abitab)
Mercado Pago checkout experience in Uruguay inside WhatsApp WebView

Official Mercado Pago checkout in Uruguay (WebView in WhatsApp)

The final availability of payment methods depends on the active configuration in the merchant’s Mercado Pago account.

Reference fees

Commissions depend on the country and the settlement period chosen in the Mercado Pago account.
These values are reference only and may vary by merchant category, volume, active promotions, and settlement period configuration. Always confirm current rates directly in your Mercado Pago panel.

Important considerations

  • The commission may vary depending on the chosen settlement period.
  • Some payment methods may have differentiated commissions.
  • Promotions or commercial agreements may modify the standard rates.
  • Conditions may change without prior notice by Mercado Pago.
If your business model critically depends on the commission, always validate the rates with your account manager or directly in your panel before going live.